2026 Open Enrollment
2026 Open Enrollment
What is Open Enrollment?
Open enrollment is the annual time of year when staff can sign up for, change, or cancel their health insurance plans. It’s the primary window when most people can make changes to their coverage without needing a special reason or qualifying life event (like getting married, having a baby, or losing other coverage).
- Open Enrollment will begin November 7, 2025 and conclude November 21, 2025.
- Any changes must be submitted by 11:59 pm CST on November 21, 2025 to be accepted.
- Changes made during open enrollment are effective January 1, 2026.
Online Enrollment Information:
All enrollment will be done through BSWIFT: ISD 917 Benefit Enrollment Site. Enrollment instructions are included near the bottom of this webpage.
- All eligible employees must login to the system if they wish to elect, change, or waive coverage.
- If staff do not log in, most elections will carry over to the 2026 plan year.
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- Medical insurance coverage will remain with United HealthCare (UHC) on January 1, 2026.
- The policy # will still be 936869 for medical and prescription coverage.
- Questions for prospective staff who will be new to UHC can be directed to: 1-844-333-8728.
- Customer service for enrolled plan participants will be 1-866-269-5410.
- Call center hours are 8am to 6pm M-F CST.
- Several contract groups / bargaining units have discontinued the COPAY medical plan in 2026. Please review your group contract for details.
- Medical plan costs will see roughly a 2.5% increase for 2026.
- The remaining insurance plans (dental, vision, life, LTD) will not change for the 2026 plan year and retain the same plan design and costs.
- Dependent Care Flexible Spending Account (DCFSA) has been added back (for most bargaining groups) to enroll in for 2026.
- A Dependent Care FSA lets you set aside money from your paycheck before taxes to pay for costs related to caring for eligible dependents (child care or adult dependent care).
- The limits to set aside for 2026 have increased to $7,500. Any election staff make to add this benefit will see their annual amount divided over their checks in the 2026 calendar year (including the start of next school year) to meet the total annual amount elected.
- Staff can only submit for claims from the account once money has been deposited in the account. You are not able to pull funds from the account beyond what has been contributed.
- Know the rules and eligibility requirements before you enroll in a dependent care flexible spending account.
- More information on eligible dependents, eligible expenses, spending deadlines and how to access the funds are included in the enrollment system and linked here:
- HealthEquity Dependent Care FSA FAQ Page
- Dependent Flex Account Member Flyer
- HealthEquity Mobile App Flyer
- Medical insurance coverage will remain with United HealthCare (UHC) on January 1, 2026.
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An email will be sent to all eligible employee’s ISD 917 email address with enrollment instructions as open enrollment nears from APPRIZE/BSWIFT. Passwords will be reset for everyone to assist in ease of logging in for this enrollment period. Staff also have the ability to reset their passwords on the website. If you have issues logging in, please contact Benefits@isd917.org.
Once your enrollment is completed, you will have the option to print, save or email a confirmation of your enrollment to keep for your records. Any elections not finalized or submitted cannot be accepted. Please confirm your elections are submitted correctly prior to the end of open enrollment.
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- 2026 ISD 917 Benefits Guide
- The benefits guide will cover plan information on district employee benefits including plan designs and coverage limits.
- ISD 917 Benefits Enrollment Instructions
- This document will take employees through a step-by-step process of how to access the benefits enrollment system and complete their enrollment.
- 2026 Cost Sheets
- This document will contain rates displayed on a monthly and per paycheck dollar amount for benefit coverage depending on your position/bargaining unit (union).
- 2026 ISD 917 Benefits Guide
Deadline: Any eligible employee elections must be submitted no later than 11:59 pm CST on November 21, 2025
